Pension Pot Projection Calculator UK
Estimate your future UK pension pot from your current savings, monthly contributions and assumed investment growth. See your projected pot, tax-free cash and a rough retirement income estimate.
Calculator
What this means
Your pension pot grows through the contributions you and your employer make plus investment growth over time. Because growth compounds, even small regular contributions can build up significantly over several decades, though future returns are never guaranteed.
Frequently asked questions
A common rule of thumb is to put in a percentage of your salary equal to half your age when you started saving. There is no single right answer — the earlier you start, the more time your money has to grow.
You can usually take 25% of your pension pot tax-free from age 55 (rising to 57 from 2028), up to a lump sum allowance of £268,275 for most people.
No. The projection is shown in today's money terms before inflation, which reduces future spending power. Treat the figures as a rough guide rather than a guarantee, and review them regularly.
Disclaimer
This calculator provides estimates for guidance only. It is not financial, pension or tax advice. Pension values can fall as well as rise. For personal guidance, use the free government-backed MoneyHelper service or speak to a regulated financial adviser.
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