Pension Contribution Calculator UK
See your total pension contribution including tax relief and employer top-ups.
Open calculatorFree UK pension calculators. Work out pension contributions and tax relief, and project your retirement pot, tax-free cash and income for 2026/27.
Work out pension contributions, tax relief and retirement pot projections using 2026/27 UK rules. These calculators help you see how much goes into your workplace pension, what tax relief adds, and how your pot might grow over time — but projections are not guaranteed. Read our pensions guides for tax relief, salary sacrifice and State Pension context.
State Pension 2026/27: New Rates and the Triple Lock
The full new State Pension rises to £241.30 a week from April 2026 under the triple lock — who gets it, how qualifying years work and how to check your forecast.
8 min readPension Tax Relief Explained: How Much the Taxman Adds (2026/27)
Pension tax relief means £1 in your pension costs a basic-rate taxpayer just 80p — and a higher-rate taxpayer as little as 60p. Here is how it works and how to claim what you are owed.
8 min readSalary-Sacrifice Pension Cap Explained (£2,000 from 2029)
From April 2029, National Insurance relief on salary-sacrifice pension contributions is capped at £2,000 a year. Here is what it means for you.
6 min readHow Much Pension Will I Have at Retirement?
What drives the size of your pension pot, how compound growth works over decades and how to project your retirement income.
7 min readSee your total pension contribution including tax relief and employer top-ups.
Open calculatorProject how big your pension pot could grow by your retirement age.
Open calculatorEstimate your new State Pension from your qualifying years.
Open calculatorAt minimum, contribute enough to get your employer's full match. Beyond that, a common guide is to save a percentage equal to roughly half your age when you start — but your target depends on when you want to retire and what income you need.
Basic-rate relief is usually automatic. Higher and additional-rate taxpayers often need to claim extra relief through Self Assessment or by contacting HMRC.
No. Projections assume a growth rate that may not be achieved. Fees, inflation and policy changes all affect your final pot. Treat figures as illustrations, not promises.